Your personal investment genius
Ask anything about your portfolio, markets, or specific assets. GPT-4 powered AI analyzes your holdings and 100M+ data points to deliver instant, personalized insights — 24/7, free to start.
More perspective for your next question.
Explore ideas, ask questions, and keep your own judgment at the center.
Other ways to trade & invest
Pair AI Copilot with these dedicated services — all included with your Market Securities account.
Chat with your AI Copilot
Type a question or click a suggested prompt. The AI responds with grounded, portfolio-aware insights.
AI-generated insights on your portfolio
GPT-4 scanned your holdings, correlations, and exposure. Here's what it found — and what to do about it.
Concentration risk in tech (62%)
Your tech allocation is 1.77× the S&P 500 benchmark. A 10% sector drawdown would impact your portfolio by 6.2%.
Underweight international (8%)
Only 8% international vs. 20% benchmark. Missing exposure to EM growth and developed-market diversification.
High correlation between top 3 holdings
NVDA, AAPL, MSFT show 0.87 correlation. They'll likely move together — limiting diversification benefit.
Tax-loss harvesting opportunity in XYZ
XYZ is down $1,200 (-14%). Selling realizes the loss and offsets $1,200 of NVDA gains, saving ~$240 in taxes.
Dividend yield below benchmark
1.2% portfolio yield vs. 1.6% S&P 500. Adding SCHD or VYM could add $740/yr in passive income.
Suggested rebalance: reduce NVDA by 5%
Trimming 5% of NVDA ($7,400) brings tech weight to 58%. Reallocate to VXUS (international) and SCHD (dividend).
Your AI-generated market summary
Every morning at 4 AM ET, GPT-4 reads 2,400+ news sources, scans 8,000 tickers, and writes a 90-second brief tailored to your portfolio.
Market Overview
US equities closed mixed as investors weighed Fed commentary against solid Q3 earnings. The S&P 500 rose 0.3% to 5,872, while the Nasdaq slipped 0.1% on semiconductor weakness. Treasury yields held near 4.42% after dovish FOMC minutes suggested a December pause. Crude fell 0.8% on demand concerns.
Top Movers
Gainers: NVDA +2.4% (AI capex reacceleration), AMD +1.8%, AVGO +1.6%. Losers: TSLA -1.3% (delivery concerns), META -0.9%, NFLX -0.6%. Crypto mixed: BTC +1.2% to $97,245; ETH -0.7% on ETF outflows. Gold flat at $2,714.
Sector Performance
Tech led (+0.4%) on AI demand. Energy lagged (-1.1%) on crude weakness. Healthcare (+0.3%) and Utilities (+0.2%) caught safe-haven flows. Financials flat ahead of stress test results. REITs (-0.4%) underperformed on rate sensitivity.
News Highlights
Fed minutes: 'data-dependent' December cut not guaranteed. NVDA: Blackwell GPU shipments ahead of schedule, Q4 guidance raised. TSLA: Q4 deliveries tracking below 500K. CPI next week expected at 2.6% y/y. Earnings: WMT, NVDA, CRM report this week.
Describe what you want. AI builds the filter.
Skip the dropdown menus. Just type what you're looking for in plain English — the AI parses your intent and returns matching stocks.
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Your portfolio, stress-tested
GPT-4 computes risk metrics on your actual holdings and translates them into plain English — with recommendations to bring your risk down.
Overall risk score
Risk metrics
AI recommendations to reduce risk
Reduce tech exposure from 62% to 50% to lower portfolio beta to ~1.2
Add 5-10% bonds (BND/AGG) to cut VaR from -2.84% to -2.1%
Hedge with NVDA put options (30-delta, 60-day) for $1,200 premium
Diversify internationally (VXUS) to lower correlation with US tech
Price forecasts with confidence intervals
GPT-4 + quantitative models project price ranges over 1-day to 3-month horizons. Always with confidence intervals and key driving factors.
Prediction disclaimer. AI predictions are statistical estimates based on historical patterns and current data. They are not guarantees of future performance and cannot predict black-swan events, regulatory shocks, or unforeseen news. Confidence intervals widen with horizon. Never allocate capital based solely on AI predictions — always do your own due diligence.
Unusual market activity, spotted in real time
GPT-4 scans 8,000 tickers for volume spikes, price gaps, unusual options flow, and whale trades — pushing alerts before they hit the news.
Volume 3.2× 30-day avg in last hour, no news catalyst
Gap down 1.4% at open on delivery guidance cut
$2.4M of weekly $25 calls traded vs $80K avg
1,240 BTC ($120M) moved to cold storage from exchange
Volume 1.8× avg ahead of supplier earnings
Put skew inverted — protective buying spike
Gap up 0.8% on Reels monetization upgrade
82,000 ETH ($280M) deposited to staking contract
Per-asset sentiment across every signal
GPT-4 aggregates news, social, analyst ratings, and options flow into a single sentiment score — refreshed every 60 seconds.
NVDA Blackwell shipments ahead of schedule, guidance raised
AI capex reacceleration benefits NVDA, AMD, AVGO
Mixed sentiment — bullish on AI, cautious on valuation
Options flow bullish, calls outnumber puts 1.8:1
Analyst split — 18 buys, 6 holds, 1 sell on NVDA
AI-powered tools, all in one place
Six specialized AI tools — each grounded in live market data and your portfolio. Pick one or use them all.
Chat Copilot
Ask any investment question in plain English. Get instant, contextual answers grounded in your portfolio and live markets.
Open toolPortfolio Analyzer
AI scans your holdings for concentration, correlation, and risk. Surfaces actionable insights in seconds.
Open toolStock Screener
Natural language screening — describe what you want, AI builds the filter and returns ranked matches.
Open toolRisk Analyzer
Beta, volatility, Sharpe, VaR — all computed live with plain-English interpretation and AI recommendations.
Open toolPredictions
1-day to 3-month price forecasts with confidence intervals and key driving factors explained.
Open toolSentiment
Per-asset sentiment across news, social, analysts, and options flow — updated every 60 seconds.
Open toolBuilt for investors, not just data scientists
Nine reasons AI Copilot is the most useful AI assistant in finance — not the most hyped.
GPT-4 powered
Built on OpenAI's GPT-4 with finance-specific fine-tuning and 100M+ market data points for grounding.
Real-time data
Live prices, news, and order flow streamed directly into every AI response — no stale snapshots.
Multi-asset
Stocks, ETFs, crypto, forex, futures, bonds — ask across asset classes in a single conversation.
Natural language
No syntax, no formulas. Ask 'should I sell NVDA?' and get a contextual answer in seconds.
24/7 availability
AI never sleeps. Markets closed? Get overnight analysis, weekend planning, and pre-market prep.
Personalized
Knows your portfolio, risk tolerance, and goals. Every insight is tailored to your actual holdings.
Actionable insights
Doesn't just describe — recommends. 'Trim NVDA by 5%' with the reasoning and tax impact spelled out.
Mobile + web
Same AI on iOS, Android, and web. Voice input on mobile — ask your portfolio questions out loud.
Free for Market Securities users
50 queries/day on Free tier. Pro unlocks unlimited queries, predictions, and anomaly alerts.
Three steps to AI-powered investing
No setup, no learning curve. Ask, analyze, act — in under 30 seconds.
Ask a question
Type or speak any investment question in plain English. No formulas, no syntax — just ask.
AI analyzes your portfolio & markets
GPT-4 cross-references your holdings, live market data, news, and 100M+ historical data points.
Get personalized insights
Receive actionable recommendations with reasoning, tax impact, and one-tap execution.
Free to start. Pro when you're ready.
50 queries per day on Free, forever. Upgrade to Pro for unlimited AI power — predictions, anomaly alerts, and advanced risk analytics.
Free
For curious investors getting started with AI.
- 50 queries per day
- Basic portfolio insights
- Daily market brief
- Stock screener (basic)
- Web + mobile app
Pro
For active investors who want full AI power.
- Unlimited queries
- Predictive analytics (1d-3mo)
- Anomaly detection alerts
- Risk analyzer (advanced)
- Sentiment analysis
- Priority response speed
Enterprise
For funds, RIAs, and trading desks.
- API access (10K req/day)
- Custom model fine-tuning
- Dedicated success manager
- On-prem deployment option
- SSO + audit logs
- SLA 99.95% uptime
AI Copilot, explained
How it works, what data it uses, accuracy, privacy, cost, and limitations.
AI Copilot is built on GPT-4, fine-tuned on finance data, and grounded with 100M+ market data points, live prices, news, and your actual portfolio. When you ask a question, it retrieves relevant context, reasons about it, and returns a plain-English answer with reasoning and actionable recommendations. Every response includes citations to the underlying data.
Risk disclosure. AI Copilot provides informational insights only. AI predictions are statistical estimates based on historical patterns and current data — they are not guarantees of future performance and cannot predict black-swan events, regulatory changes, or unforeseen news. AI insights are not personalized financial, investment, tax, or legal advice. Always conduct your own due diligence and consult a licensed financial advisor before making investment decisions. Past performance does not guarantee future results. Never allocate capital you cannot afford to lose.
Try AI Copilot free today
Your personal investment genius
50 queries a day, free forever. No credit card required. Ask anything about your portfolio, markets, or specific assets — and get grounded, actionable answers in seconds.